Name Erik Grunwald(contact affiliate)
CompanyFresno First Bank
Primary Address
970 W 190th St, Ste 520, Torrance, CA 90502
(949) 355-2079
Service Area by County Alameda County, Alpine County, Amador County, Butte County, Calaveras County, Colusa County, Contra Costa County, Del Norte County, El Dorado County, Fresno County, Glenn County, Humboldt County, Imperial County, Inyo County, Kern County, Kings County, Lake County, Lassen County, Los Angeles County, Madera County, Marin County, Mariposa County, Mendocino County, Merced County, Modoc County, Mono County, Monterey County, Napa County, Nevada County, Orange County, Placer County, Plumas County, Riverside County, Sacramento County, San Benito County, San Bernardino County, San Diego County, San Francisco County, San Joaquin County, San Luis Obispo County, San Mateo County, Santa Barbara County, Santa Clara County, Santa Cruz County, Shasta County, Sierra County, Siskiyou County, Solano County, Sonoma County, Stanislaus County, Sutter County, Tehama County, Trinity County, Tulare County, Tuolumne County, Ventura County, Yolo County, Yuba County
Type of Business Banking, Commercial Real Estate, Finance, Mergers & Acquisitions
Type of Business (other) Bank

Erik Grunwald is the Vice President, SBA Business Development Officer for US Bank in Orange County, California. 

The U.S. Small Business Administration (SBA) plays a critical role in making financing available to small businesses for a wide array of purposes, from starting and growing a business to purchasing commercial real estate.
Funds may be used for a wide range of purposes, including:
•Owner-occupied commercial real estate
•Business expansion or acquisition
•Franchise financing
•Business startup costs
•Financing newly established businesses
•Partner or management buyout
•Inventory purchase
•Equipment, including restaurant equipment and vehicles
•Debt refinance
•Working capital

SBA loans are structured to include lower down payments and longer repayment terms than conventional bank loans, enabling businesses to keep their cash flow for operational expenses and spend less on debt repayment. Other benefits include:
•Up to 90% financing
•Loans up to $11.25 million
•Terms up to 25 years
•Fixed and variable rate options
•No balloon payments
•Most types of for-profit small businesses meet SBA guidelines
•SBA loans originated at U.S. Bank are serviced by U.S. Bank, ensuring personalized service