I started in the banking industry in 1991. I have worked for many banks over the years, most recently leaving Exchange Bank and moving to Union Bank. For the past 5 years I have specialized in SBA financing, primarily focusing on Business Acquisitions. I recieved my real estate license in 2019 to gain more knowledge on the industry and give me more options. I decided to move over to Union Bank when I was advised of the rates and terms we could offer. For the first time in my career I can offer 25 year fixed terms on SBA and Conventional Owner occupied Real Estate. I can also compete on rate with anyone in the market.